In response to the ugly anti-Bankerism that infects our society, I insist on having a word.
I recently crunched the numbers, ran the algorithms, consulted the spreadsheets, and the results are in.
For every one dishonest banker there are at least 1,000,000 foolish American consumers who are ignorant about money, who refuse to save, who do not invest, and who absolutely must spend their cash on every consumer gadget, frivolous toy, and 2,000-square foot home they can't afford.
Of course I'm not absolving banks of any responsibility. They made mistakes and took foolish risks in a market that is largely rigged. Even more blame should fall on Government, however, which, desperately hungry for votes both native and imported, pushed the banks to lend at increasingly reckless rates.
Greed, of course, is not confined only to bankers and government bureaucrats. It never was.
I know of one 20-year girl in Newport Beach who inherited several million dollars after both parents passed away. Within 3 years the little bitch was broke, having spent the dosh on trips to Hawaii and Europe, clothes, sports cars, drugs, monthly raves in Palm Springs, and who knows what else.
I personally know of ageing, unemployed hippies living in million-dollar homes in Laguna Beach, having inherited them decades ago, and who can barely scrape together enough money to pay property taxes because they're too busy doing drugs and not looking for a job.
Speaking of which, I've met numerous 50-70-year olds who have frittered away their lives waiting for their rich parents to die.
And don't get me started on the throngs of addicts and "disabled" out there, people who have simply dropped out and expect someone else to care for them.
I find this fucking pathetic.
Having lived in and out of this country, and having travelled extensively abroad, I've come to certain conclusions. You know what defines Americans? A pervasive, deep-rooted childishness and immaturity, from which comes the sense of entitlement and greed that got them where they are today.
When I hear American consumers express their hatred for the banks, I immediately think of the young women who make false accusations of rape against a man after a drunken night of seduction and sex.
Embarrassed, and feeling buyer's remorse, they have no other response.